A Medicare Advantage Plan bundles together:
- Part A (Hospital Insurance)
- Part B (Medical Insurance)
- Usually Part D (Prescription Drug Coverage)
- These plans are offered by private insurers and must provide at least the same coverage as Original Medicare. Plans often have networks of doctors and hospitals. You may need referrals for specialists.
- Some plans require prior authorization for certain services
Many plans also include extra benefits like:
- Vision
- Dental
- Hearing
- Fitness programs
- Transportation
